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Cost of Living in Poland for Indian Students: Rent, Food and Transport by City, in Rupees

NAWA's Study in Poland site puts a student's monthly budget at PLN 1,500–2,000, about ₹36,300 to ₹48,400, including a dorm place. That is realistic in Lublin, Łódź or Białystok. In Warsaw, Kraków and Wrocław, or with a private room, plan for more.

Anna Pukshanskaya, co-founder of EdumappleBy Anna Pukshanskaya · reviewed Oct 23, 2026 · fact-check policy

₹36,300–48,400
monthly budget, official guidance
PLN 410–1,500
university dorm place a month
₹24,400
monthly living money for the visa
PLN 50–110
monthly student transport pass

A monthly budget

ItemPer monthIn rupees
Dorm placePLN 400–600 (national guide); PLN 600–1,000 in big cities₹9,670–24,200
Food and groceriesPLN 700–900₹16,900–21,800
Public transport, student passPLN 50–110₹1,210–2,660
Health insurance (NFZ)PLN 40–60₹970–1,450
Phone, books, personalPLN 150–300₹3,630–7,250
TotalPLN 1,340–2,370₹32,400–57,300

Food, transport and insurance ranges come from NAWA's Study in Poland guide; dorm figures from university price lists for 2026/27. Phone and personal costs are our estimate. €1 = ₹106.27, 1 PLN = ₹24.18 (European Central Bank reference rates (EUR/INR 106.272, EUR/PLN 4.3945), 23 October 2026)

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University dorms by city

CityUniversityPer month, 2026/27
WarsawWarsaw University of TechnologyPLN 410–1,300
WarsawUniversity of WarsawPLN 520–1,100
KrakówAGHPLN 550–765
WrocławWrocław TechPLN 740–1,890
PoznańAdam Mickiewicz UniversityPLN 680–1,390
GdańskGdańsk TechPLN 550–860
ŁódźLodz TechPLN 750–950
ToruńNicolaus Copernicus UniversityPLN 440–880
LublinUMCSPLN 705–1,160
GliwiceSilesian TechPLN 410–670
BiałystokBiałystok TechPLN 450–1,060
RzeszówUniversity of RzeszówPLN 540–920

The lowest figures are for a bed in a shared room; the highest for a single room or one person alone in a double. A private room in a shared flat costs more, roughly €235–515 a month according to Study in Poland, and more in Warsaw, Kraków, Wrocław and Gdańsk.

Transport

  • Kraków: a student annual ticket for zone I costs PLN 470.
  • Wrocław: a 30-day student ticket costs PLN 55, a five-month semester ticket PLN 245.
  • Warsaw: a 30-day personal ticket for zones 1 and 2 costs PLN 180, or PLN 90 at the reduced rate.

Reduced fares in Poland are linked to a Polish student card (legitymacja). Check the age limit in your city.

Which Polish universities fit your marks and budget?

A counsellor calls you back within one working day. Free, no obligation.

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Proof of funds for the visa and permit

Under the regulation on foreign students' financial means, you need PLN 1,010 a month for living costs, plus the cost of accommodation, plus PLN 2,500 for the return journey from India. The rule applies to the visa and to the residence permit. Details on our student visa page.

Earning part of it

Students at public universities and at private universities on the MSWiA register can work without a permit. The minimum hourly rate on a civil contract is PLN 31.40 in 2026 and PLN 32.30 from 2027. See working while studying.

Cost of living in Poland: Frequently Asked Questions

How much money does an Indian student need per month in Poland?

Around PLN 1,500–2,000 (about ₹36,000–48,000) with a dorm place, and PLN 2,500–3,500 with a private room in a big city. Food is the second-largest cost after rent.

Which is the cheapest city in Poland for students?

Among university cities, Lublin, Łódź, Białystok and Rzeszów have the lowest rents. Dorms there cost PLN 450–900 a month.

How much is a student hostel in Poland?

University dorms cost PLN 410–1,500 a month for a place, depending on the city and room. The Silesian University of Technology in Gliwice starts at PLN 410; Warsaw University of Technology ranges from PLN 410 to 1,300 for its students.

How much money must I show for the Polish student visa?

PLN 1,010 for each month of stay plus the cost of accommodation and PLN 2,500 for the return journey to India. For a year with a dorm at PLN 800, that is about PLN 24,220.

Is health insurance expensive in Poland?

No. Students can join the public NFZ system voluntarily; Study in Poland gives PLN 40–60 a month as a guide.
Sources and dates 6 checked · last Oct 23, 2026
  1. Study in Poland (NAWA) — cost of living, 23 October 2026
  2. Study in Poland (NAWA) — accommodation, 23 October 2026
  3. Regulation on financial means for foreign students (Dz.U. 2022 item 78), 23 October 2026
  4. Lower Silesian Voivodeship Office — study residence permit, 23 October 2026
  5. ZTP Kraków — ticket guide, 23 October 2026
  6. Wrocław — ticket prices, 23 October 2026